Need cash ?

We facilitate Direct Payroll (pay day) Loan Services, we strive to improve financial health of employees and thereby increasing productivity by meeting their financial needs promptly at a lower rate with little documentation thereby making loan securing process stress free.

logo

Quick application

Apply in minutes through our simple form

Instant Review

Get instant review from our team

Cash Deposited

As soon as possible even within the hour

Who we are

We facilitate Direct Payroll (pay day) Loan Services, we strive to improve financial health of employees and thereby increasing productivity by meeting their financial needs promptly at a lower rate with little documentation thereby making loan securing process stress free.

  • • We can provide Loans of between NGN5, 000.00 to NGN5, 000, 000.00.
  • • Our interest rate is between 8% - 10% reducing balance for each payday that the loan is active.
  • • No documentation required.
  • • Employees can apply for the loan online or by email; they don’t need to visit our office.
  • • Easy and stress less access to loan.
logo

Our Products

Payday Loans

Prism Edge Optimus offers a Direct Payroll (pay day) Loan Services to employees of various companies. No documentation required, No collateral needed, Loans are disbursed within minutes. All processing can be done from the comfort of your office or home with no paper works.

  • • Easy access to loans .
  • • No Collateral Need.
  • • Loan Tenor 1-12 Months .
  • • Easily Accessible .
  • • No liquidation charges.
  • • Loan unpaid loans can be rolled over to the next month.

Personal Unsecured Loans

Are you in need of quick cash to settle bills, or make a quick asset purchase? Do you need a hassle free unsecured personal Loan. Our Personal Unsecured Loan is the perfect solution for you.

  • • Loan up to NGN5,000,000.00.
  • • No Collateral Need.
  • • Fast processing period.
  • • Easily Accessible .
  • • No liquidation charges.
  • • Flexible rate .
  • • Disbursed within minutes of approval.
  • • Loan unpaid loans can be rolled over to the next month.

How It Works

1

Register / Login to our Platform

With our smart widget, your details are safe with us
2

Apply

Provide details of your loan request
3

Get Funded

Receive cash in your bank account immediately your request is approved